सारण गणपती निधी लिमिटेड में आपका स्वागत है (भरोसा है तो बैंक है) ||

About Us

Company Profile

SARAN GANPATI Nidhi Limited is a public incorporated nidhi company registered at Registrar of Companies, SARAN (BIHAR). We are involved in Activities auxiliary to financial intermediation like easy loan against gold jewellery, mortgage, deposits etc.
SARAN GANPATI Nidhi Limited has kept on enhancing the lives of every individual who is an aspect of the organization and the individuals who have confidence in its items.
Our Vision is to assist individuals with carrying on with an existence of monetary autonomy on their own terms.

Governing Law
Nidhi companies are governed by Nidhi Rules, 2014. They are incorporated in the nature of Public Limited company and hence, they have to comply with two set of norms, one of Public limited company as per Companies Act, 2013 and another is for Nidhi rules, 2014. No RBI approval is necessary to register the company, as RBI has specifically exempted this category of NBFC in India to comply its core provisions such as registration with RBI etc. Every Nidhi Company must ensure within a period of one year from the commencement that it has not less than 200 members.

Vision & Mission
We aspire to become the locally owned, independent community bank of choice for small and medium sized businesses, professionals, and individuals in SARAN (BIHAR). We will combine steady growth, consistent earnings, and firm control of risk factors to provide safety for our depositors. Our people will be the difference in establishing consistency in earnings and enhanced shareholder value.”

About Nidhi Company
A nidhi company is a type of company in the Indian non-banking finance sector, recognized under section 406 of the Companies Act, 2013.[1] Their core business is borrowing and lending money between their members.[2] They are also known as Permanent Fund, Benefit Funds, Quasi Bank, Mutual Benefit Funds and Mutual Benefit Company. They are regulated by Ministry of Corporate Affairs, which is also empowered to issue directions to them in matters relating to their deposit acceptance activities. However, in recognition of the fact that these companies deal with their shareholder-members only. Nidhi means a company which has been incorporated with the object of developing the habit of thrift and reserve funds amongst its members and also receiving deposits and lending to its members only for their mutual benefit. Nidhi companies existed even prior to the existence of companies Act 2013. The basic concept of nidhi is "Principle of Mutuality" [3] These companies are more popular in South India, and 80% of Nidhi companies are located in Tamil Nadu.

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